Coffee can be a morning necessity, an afternoon ritual, or a weekend treat. No matter your reason for searching out a cup of joe, sipping on a steaming cup of coffee is a part of many people’s routines. Individuals are particular when it comes to their cup of coffee and their preferred flavors. Luckily, you…
Your auto loan payments can often be one of your largest expenditures every month. Unfortunately, there are many reasons why it may no longer be possible for you to make these payments. For example, you may have a medical emergency, change jobs, or face an unexpected expense. Whatever your reason is for wanting to be…
When you’re shopping for a used car, financing is likely one of your biggest concerns. Taking out a car loan doesn’t have to be stressful, though. In this helpful guide, we break down the sometimes-mystical process of applying for a car loan. Read on to learn about the maximum amount you can take out for…
At North Coast Mitsubishi of Akron, we know there’s nothing like a cold treat after test-driving a new car. Luckily, Akron is full of one-of-a-kind, delicious ice cream spots, and we’ve collected our list of the best icy treats, all within driving distance of our Akron dealership. Chill Artisan Ice Cream A local chain with three Ohio spots, Chill…
The debt-to-income ratio is how much your debt payments are per month related to your gross monthly income. More commonly known as DTI, this calculation is one of the main tools to judge whether or not you can afford the potential auto-loan payment. A good DTI is a subjective term and varies from lender to…
The interest rate you receive on a car loan depends primarily, if not exclusively, on your credit score. What is meant by the average interest rate on a car loan? Most individuals look for the interest rate of someone with average credit, which sits in what’s known as Prime, or those with credit scores between…
Most folks don’t have the funds accessible to buy a car outright, which means financing it. There are certain situations where you may want or need to transfer your car loan, such as no longer being able to afford the payments or refinancing for a better rate. After deciding to transfer your car loan, the…
Image licensed under Unsplash by Erik Mclean There are many reasons you might want to return a car you’re still financing. Whether it’s because you found something else you want to drive or you cannot afford to make the car payments any longer, sometimes life simply throws a surprise at you. But can you return…
If you have a good credit score, the process of buying a vehicle is quite straightforward. All you need to do is find your ideal car, sign an auto loan contract, and drive away in your new ride. However, things get more complicated if you want to purchase two cars at once or buy another…
Auto insurance providers consider multiple factors, including your driving history and the type of vehicle you drive. Credit score is the most important factor insurance providers review to calculate your rates and interests. Most auto insurance companies take your credit-based auto insurance score to decide whether you are a viable policyholder. They also consider the…
